Our Premiums & Rates

As a specialist Managing General Agent, we offer flexibility in how we work with our solicitor partners in premium calculation and underwriting rates.

Our business model is around working with specialist solicitors in the successful distribution of legal expenses on a set delegated authority model.

Our ATE premiums can be calculated based in the following ways, subject to what our partners feel comfortable with:

• Fixed Premium

  This is a fixed premium throughout the duration of the policy. For ATE premiums, this is deferred until the case is settled.

• Damage Linked Percentage Premium

  More solicitors are opting for this model for ATE, where the ATE premium is calculated based on the damages/compensation that the claimant receives.  This is paid on the settlement of the case.

• Staged Premium*

  This is generally more cost effective, allowing lower premiums which gradually increase if and when the policy is required for litigation purposes.